Pat Tracey
Pat Tracey, Vice President/Executive Loan Officer
Pat Tracey has served in leading financial institutions for over 30 years progressing from Loan Officer to President eventually founding Guardian Financial Network. Under her guidance and direction, Guardian Financial Network quickly grew into South Florida's largest independently owned mortgage company.
The most valuable benefit brings to her clients is not only her vast knowledge of lending and finance practices but her concern for both the client and the community. It is this concern and acknowledgement of how her industry affects not only individuals but communities that led to the creation and development of Real Estate, Education And Community Housing, Inc. a 0o1c3 Non Profit Organization dedicated to the prevention of homelessness and empowerment of the homeowner through education,counseling and advocacy.
During her mortgage career Pat has closed over 6,000 loans and well over a 1 billion in mortgage business. Her fall out ratio is less than 3% and this is normally due to something beyond lender control. Pat is an expert in FHA/VA, Construction, Conventional and Government subsidized lending. Pat is a graduate of Barry University, Miami, FL.
She is also an approved Direct Endorsement Underwriter for FHA. She has completed numerous mortgage banking courses and has served as the President for the Florida Mortgage Banker Association and Vice President for the Florida Mortgage Brokers Association of the Palm Beaches.s served as the President for the Florida Mortgage Banker Association and Vice President for the Florida Mortgage Brokers Association of the Palm Beaches.
Contact Pat Tracey Today @:
Pat Tracey, Vice President/Executive Loan Officer
Office: (561) 712-9777 x203
Cell: (561) 351-8000
Fax: (561) 712-9666
Email: pat@guardianfinancialnetwork.com
Success Story...
"I just want people to know that it's possible. It is. I remember our first night here, William just looked around and said, I never thought that I would be here again. Own my own home. We have the opportunity to be a homeowners again because of Ms. Pat Tracey. They made it happen for us, they knew exactly what to look for, trouble shot everything and even pointed out things to the County Planner that had been missed. I can't say enough about them except - would never want to go through the process without them."
-Mr. & Mrs. Virginia & William Lott , Home Owners
Or by Mail@
is President and Owner of Palm Beach County's largest independent mortgage company- Guardian Financial Network. Pat brings to this position many years of lending experience.
Pat has served in leading financial institutions for over 30 years. She progressed from a loan officer to President. Pat’s most valuable benefit is the experience and knowledge coupled with client concern that she brings to every transaction.
During her mortgage career Pat has closed over 6,000 loans and well over a 1 billion in mortgage business. Her fall out ratio is less than 3% and this is normally due to something beyond lender control. Pat is an expert in FHA/VA, Construction, Conventional and Government subsidized lending. Pat is a graduate of Barry University, Miami, FL.
She is also an approved Direct Endorsement Underwriter for FHA. She has completed numerous mortgage banking courses and has served as the President for the Florida Mortgage Banker Association and Vice President for the Florida Mortgage Brokers Association of the Palm Beaches.
Contact Pat Tracey Today @:
Pat Tracey, President/Broker Owner
Office: (561) 712-9777 x203
Cell: (561) 351-8000
Fax: (561) 712-9666
Email: pat@guardianfinancialnetwork.com
Success Story...
"I just want people to know that it's possible. It is. I remember our first night here, William just looked around and said, I never thought that I would be here again. Own my own home. We have the opportunity to be a homeowners again because of Ms. Pat Tracey. They made it happen for us, they knew exactly what to look for, trouble shot everything and even pointed out things to the County Planner that had been missed. I can't say enough about them except - would never want to go through the process without them."
-Mr. & Mrs. Virginia & William Lott , Home Owners
Or by Mail@